Terms & Conditions

Last updated: November 2026

1. Acceptance of These Terms

By creating an account on fm999 or placing any bet on our platform, you confirm that you have read, understood, and agreed to these Terms & Conditions in full. These terms form the entire agreement between you and fm999. If you do not agree, please do not use the site.

fm999 reserves the right to update these terms at any time. The "Last updated" date at the top of this page always reflects the most current version. Continued use of the platform after a change means you accept the updated terms.

2. Eligibility and Account Registration

To open an account with fm999 you must meet all of the following conditions:

  • You are at least 18 years old.
  • You are a resident of a jurisdiction where online gambling is not explicitly prohibited for you personally.
  • You are registering on your own behalf, not for someone else.
  • You have not previously had an fm999 account that was closed for rule violations.

fm999 does not knowingly accept accounts from minors. If we discover that a player is under 18, we will close the account immediately and return any unspent balance after deducting winnings earned while underage.

3. Account Rules and Security

One account per person

Each player may hold only one fm999 account. Duplicate accounts will be merged or closed, and any bonuses tied to the extra account will be cancelled. If you have accidentally created a second account, contact [email protected] immediately.

Accurate information

Your registration details must be accurate: full legal name, date of birth, and mobile number. We use this information to verify your identity before your first withdrawal. Providing false details is grounds for account suspension.

Password security

You are responsible for keeping your login credentials private. fm999 will never ask for your password by email or chat. If you suspect unauthorized access, change your password immediately and notify us via Live Chat or at [email protected].

4. Deposits and Withdrawals

Transaction Type Minimum Processing Time Methods
Deposit ৳150 ~2 minutes bKash, Nagad, Rocket, Bank Transfer
Withdrawal ৳1,000 ~11 minutes bKash, Nagad, Rocket, Bank Transfer
Daily withdrawal limit Up to ৳2,30,000 (Copper tier) — increases with VIP level

All withdrawals must be sent to an account registered in your own name. fm999 does not process payments to third-party accounts. We may request additional verification before releasing large withdrawals.

First withdrawal: Your first withdrawal requires a completed KYC review (National ID, Passport, or Driving Licence). Allow up to 24 hours for document review. After approval, repeat withdrawals are typically processed within 11 minutes.

5. Bonus and Promotion Terms

Welcome bonus

New players receive a 195% bonus on their first deposit, up to ৳17,500. The bonus is credited to your account automatically once the qualifying deposit clears.

Wagering requirement

All bonuses are subject to a 25× wagering requirement on the combined total of deposit plus bonus. For example: a ৳1,000 deposit with a ৳1,950 bonus means you must wager ৳(1,000 + 1,950) × 25 = ৳72,500 before withdrawing bonus-derived winnings.

Bonus Rule Detail
Wagering requirement 25× (deposit + bonus)
Validity period 7 days from bonus credit
Reload bonus 23% on subsequent deposits
Daily cashback 0.5% on net losses (Copper tier)
Referral reward ৳600 per qualified referral

Bonuses may not be transferred, exchanged for cash, or combined unless a promotion explicitly states otherwise. fm999 reserves the right to withdraw a bonus offer at any time before it is claimed.

6. Game Rules and Fair Play

All games on fm999 are provided by licensed third-party studios including Red Tiger, Playtech, KA Gaming, Sexy Gaming, FA Chai, Spribe, and JILI. Each game's individual rules, RTP percentage, and minimum/maximum bet limits are displayed inside the game interface before play begins.

fm999 does not manipulate game outcomes. Random number generation is handled entirely by the game provider's certified software. If a technical error occurs mid-game, the round may be declared void and your stake refunded.

7. Identity Verification (KYC)

Before processing your first withdrawal, fm999 requires at least one valid government-issued document:

  • National ID Card (NID)
  • Passport
  • Driving Licence

Documents must be clear, unexpired, and show your full name as registered on the account. KYC review takes up to 24 hours. Submitting documents early — before you need to withdraw — avoids delays when you want your money out fast.

8. Prohibited Activities

The following actions will result in account suspension and potential forfeiture of balance:

  • Opening more than one account under your own name or aliases.
  • Using automated software (bots, scripts, or macros) to place bets or interact with the platform.
  • Exploiting software bugs or technical errors to gain an unfair advantage — these must be reported immediately.
  • Colluding with other players in live games or card games.
  • Depositing funds obtained through fraudulent or unauthorized means.
  • Attempting to launder funds through gaming activity.
  • Providing false identity documents during KYC.

fm999 cooperates fully with law-enforcement requests and may freeze accounts pending investigation without prior notice.

9. Limitation of Our Liability

fm999 is not liable for losses arising from: internet outages outside our control, delays caused by payment processors, or decisions you make during gameplay. We are not responsible for indirect or consequential losses of any kind.

Our maximum liability to any single player in any calendar month is capped at the total net deposits made by that player during that month, except where mandatory consumer-protection laws in your jurisdiction provide greater rights.

10. Your Duty to Play Responsibly

Gambling should be entertaining. If it stops being fun, or if you find yourself chasing losses, fm999 offers free tools: deposit limits, session time limits, cooling-off periods, and self-exclusion. Contact our 24/7 Live Chat or email [email protected] to activate any of these.

Players who are self-excluded from fm999 must not attempt to open new accounts. Any account found to belong to a self-excluded player will be closed immediately and remaining balance returned.

For independent support, visit our Responsible Gaming page.

18+ only. Gambling is for adults. If you think someone under 18 has access to your device, use parental-control software and keep your fm999 login details private.

11. Changes to These Terms

fm999 may update these Terms & Conditions at any time. We will notify registered players of significant changes via email or an in-platform notice at least 7 days before the new terms take effect, unless an immediate change is required by law or to prevent fraud.

It is your responsibility to review this page periodically. The "Last updated" date at the top confirms the version you are reading.

12. How to Contact fm999

If you have questions about any section of these terms, reach out using one of the following:

We aim to respond to all email inquiries within one business day. For urgent account issues, Live Chat is the fastest route.

Agreed to the terms and ready to play? Open your fm999 account today — it takes under two minutes.

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